Insurance Services Office (ISO) Rating

The City of Clermont Fire Department received Class 1 Public Protection Classification (PPC) rating from the Insurance Services Office (ISO) in July 2020. This nationally recognized standard is based on extensive criteria that evaluates a department's ability to protect people and property. Under 1% of the nation's public departments hold this distinction. The ISO Class 1 (on a scale of 1 to 10) provides the lowest insurance premiums possible for hazard insurance policies and only 186 (0.6%) of the 29,705 public fire departments in the U.S. have a Class 1 rating.

Life safety and quality of life are the top priorities of the Clermont Fire Department.  When residents and business owners look to Clermont, they can feel confident knowing that not only will they receive a discount on their insurance, but that the Clermont Fire Department will continuously provide the highest level of service to the community.

What does the ratings mean:

The Public Protection Classification number is derived from a relative scale of 1 to 10, with 10 representing no recognized fire protection and 1 representing the best possible fire protection. ISO stands for Insurance Services Office. This organization uses a "Fire Suppression Rating Schedule" to review and evaluate the available public fire suppression capabilities in order to develop a "Public Protection Classification" for fire insurance rating purposes. The schedule is a fire insurance rating tool, and is not intended to analyze all aspects of a comprehensive public fire protection program. This classification is one of the factors utilized to determine fire insurance rates for individual properties. The schedule measures major elements of a city's fire suppression system. These elements include Fire Department (50%), Water Supply (40%), and Fire Communications (receiving and handling fire calls - 10%).

 Clermont Fire Department Locations:


  • Fire Administration
     439 W Highway 50
     Clermont, FL
  • Station 1
     439 W Highway 50
  • Station 2
     2200 Hartwood Marsh Road
  • Station 3
     2155 Legends Way
  • Station 4
     13341 Hartle Road